Souls Treasure Lost

Level: Sorcerer 8, Wizard 8,
Components: V, S, M,
Casting Time: 1 action
Range: Close (25 ft. + 5 ft./2 levels)
Target: One creature
Duration: Instantaneous
Saving Throw: Fortitude negates (object)
Spell Resistance: Yes
Material Component: A crushed ruby worth at least 500 gp.
Source: Book of Vile Darkness

With a harsh word of power and a shake of her fist, the caster targets a single creature. The spell ascertains the most valuable object currently in the subject's possession and disintegrates it. This spell will not affect an artifact, but destroys the next most valuable object instead.